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Terms of Service

Last Updated: June 2026

1. Acceptance of Terms

By accessing and utilizing RothConversionTool.com (the "Site" or "Tool"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by these terms, please do not use this website.

2. Educational Purposes Only (Not Financial Advice)

The calculators, charts, articles, and data models provided on RothConversionTool.com are intended strictly for educational and informational purposes. We are not fiduciaries, certified public accountants (CPAs), tax attorneys, or registered financial advisors. The outputs generated by the tool are mathematical simulations based on a combination of proxy assumptions, historical data, and user inputs.

3. Disclaimer of Warranties and Accuracy

While we strive to program our tax engine with the most accurate and up-to-date IRS brackets and inflation methodologies available, the U.S. tax code is highly complex and subject to change by Congress at any time. The Site is provided on an "as is" and "as available" basis without any warranties of any kind, either express or implied. We do not guarantee the accuracy, completeness, or absolute precision of any calculation, projection, or tax estimation provided by the Tool.

4. Limitation of Liability

Under no circumstances shall RothConversionTool.com, its creators, authors, or affiliates be held liable for any direct, indirect, incidental, consequential, or punitive damages resulting from the use of, or inability to use, this Site or its calculators. You agree that any financial moves you make are solely at your own risk.

5. Modifications

We reserve the right to modify these Terms of Service at any time without prior notice. Your continued use of the Site following any changes indicates your acceptance of the new Terms.

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