Last Updated: August 2026
At RothConversionTool.com, we understand that retirement planning involves highly sensitive financial information. We are committed to protecting your privacy and ensuring that your data remains secure. This Privacy Policy outlines what information we do (and do not) collect, and how third-party services operate on our website.
The Roth Conversion Pro Tool processes all mathematical calculations locally within your web browser. When you use the "Save Scenario" or "Load Scenario" features, your financial inputs are downloaded directly to your personal hard drive as a local file (JSON format). We do not transmit, collect, intercept, or store any of your financial inputs, account balances, ages, or saved scenarios on our servers. Your financial privacy is completely preserved on your own device.
We purposefully designed our tool so that it does not require an account, a login, or a database. Therefore, we do not collect or store:
All inputs typed into the calculator are stored temporarily in your browser's `sessionStorage` purely to prevent you from losing your work if you accidentally refresh the page. This session data is wiped when you close your browser tab or click the "Clear All Data" button.
To understand how visitors use our website and to improve our guides and tools, we use Google Analytics. Google Analytics collects standard, anonymized internet log information and details of visitor behavior patterns. This information may include:
This data does not identify anyone personally. It is used strictly for aggregate statistical analysis. For more information on how Google uses this data, please visit Google's Privacy & Terms page.
To keep the Roth Conversion Pro Tool free for all users, we use Google AdSense to display advertisements. Google AdSense uses cookies to serve ads based on your prior visits to our website or other websites on the internet.
A "cookie" is a small text file placed on your device by a web server. RothConversionTool.com uses cookies exclusively through our third-party partners (Google Analytics and Google AdSense) to track website performance and serve relevant advertisements. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent via your browser settings.
Our tax guides and methodology pages may contain links to external sites (such as the IRS website or legal resources) that are not operated by us. If you click on a third-party link, you will be directed to that third party's site. We strongly advise you to review the Privacy Policy of every site you visit, as we have no control over and assume no responsibility for the content or privacy practices of any third-party sites.
We may update our Privacy Policy from time to time to reflect changes in legislation or technology. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date at the top.
If you have any questions or concerns about this Privacy Policy or how your data is handled while using the calculator, please contact us at privacy@rothconversiontool.com.
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